PREPARATORY QUESTIONS

BANKING/FINANCIAL KNOWLEDGE

PREPARATORY SET-80

Direction (Qs.1-20): Read the following questions carefully and choose your answer from the given five options.

 

Question No : 1

Which of the following schemes was NOT launched by the Government of India specifically to remove poverty in rural areas and improve the general living standard of the people in India?

(1) Bharat Nirman 

(2) Pradhan Mantri Gram Sadak Yojana

(3) TRYSEM

(4) Antyodaya Anna Yojana

(5) Panchsheel

Question No : 2

DSCR indicates the ability of a company to ______

(1) meet its current liabilities

(3) meet its long term debt obligations

(2) service its shareholders

(4) raise further capital

(5) None of these

Question No : 3

An IPO is _____

(1) initial price offered by a private limited company to its shareholders

(2) an offer by an unlisted company for sale of its shares for the first time to the public

(3) used to increase the share capital of an unlisted company

(4) a book building process

(5) None of these

Question No : 4

A decreasing current ratio indicates ______

(1) a stable liquidity

(2) an increasing liquidity

(3) a strained liquidity

(4) satisfactory current solvency

(5) None of these

Question No : 5

Private equity investors, invest in a company based mainly on _______

(1)  the age of the company

(2) the creditability and the valuation of the company

(3)  the location of the company

(4) the existing profitability of the company

(5) the activity undertaken by the company

Question No : 6

Financial ratio analysis of a company helps in understanding ______

(a) the long term debt raising capacity

(b) the short term solvency

(c) the reasons for fluctuations in its stock prices

(d) the net worth of the company

(e) the profitability

(1) a, b, c, d

(2) b, c, d 

(3) c, d, e

(4) c, a, b, d

(5) a, b, d, e

Question No : 7

Which of the following is an oilseed?

(1) Garlic 

(2) Clove

(3) Cardamom

(4) Cumin Seed 

(5) Mustard

Question No : 8

Which of the following is called the pink city of India?

(1) Kolkata

(2) Lucknow

(3) Kota

(4) Hyderabad

(5) Jaipur

Question No : 9

The Reserve Bank does not have an office in _____

(1) Kanpur

(2) Jaipur

(3) Lucknow

(4) Bhopal

(5) Gulbarga

Question No : 10

Which one of the following makes a case for intensive, modern farming?

(1) Remunerative price 

(2) Land acquisition for non-agricultural needs

(3) Cropping pattern 

(4) Higher output using organic method

(5) None of these

Question No : 11

Which one of the following is the objective of Corporate Social Responsibility (CSR) issued by the Government?

(1) To ensure that Companies take steps for rehabilitation of project affected people

(2)To ensure that Companies use some of their profits for educating the project affected people

(3) To ensure that Companies provide health care to project affected people

(4) To ensure that Companies take preventive measures to avoid environmental damage

(5) None of these

Question No : 12

Which one of the following has launched guidebook on standards for exporters?

(1) RBI

(2) SEBI

(3) IBA

(4) UNIDO

(5) UNESCO

Question No : 13

Which one of the following terms is normally NOT seen in the field of International Relations?

(1) Free Trade

(2) Exchange Rate 

(3) MFN

(4) Alluvial Soil

(5) OECD

Question No : 14

According to mid term review of Indian economy, which one of the following segments will be the major contributor to GDP growth?

(1) Agriculture

(2) Industry

(3) Services

(4) Mining 

(5) None of these

Question No : 15

In which one of the following states, population growth rate is lower than national average?

(1) Delhi

(2) Gujarat

(3) Chhattisgarh

(4) Himachal Pradesh

(5) Orissa

Question No : 16

Deuce is a term used in _____

(a) Polo

(b) lawn tennis 

(c) badminton

(d) boxing

(e) volley ball

(1) a, b, c

(2) b, c, d

(3) c, d, a

(4) a, b, e 

(5) b, c, e

Question No : 17

ISI is the intelligence agency of

(1) United Kingdom

(2) United States of America 

(3) Israel

(4) Pakistan

(5) India

Question No : 18

Air Traffic Controller’s job involves

(a) control of air traffic in and within vicinity of airport

(b) control of movement of air traffic between altitude, sectors and control centres

(c) following established procedures and policies for air traffic control

(d) control of commercial airline flights according to government regulations

(e) to authorize and regulate commercial airline flights

(1) (a), (b) 

(2) (b), (c)

(3) (a), (b), (c), (d)

(4) (a), (b), (c), (d), (e)

(5) (c), (d), (e)

Question No : 19

Animal assisted therapy is employed in ___

(1) operations

(2) ICU

(3) old age homes

(4) training animals

(5) natural healing

Question No : 20

With which one of the following fields was Satyajit Ray associated?

(1) Films

(2) Sports

(3) Social work

(4) Drama

(5) Short Stories